Dollars and Sense: A Healthy Financial Life Starts With Proper Education

Like many of you, I had an allowance growing up. This allocation was one of the many ways my parents taught me about how to manage finances. Fast forward to present day: I am twenty-five-years-old, financially independent, and my desire to have a healthy financial life is still alive and well.

While my parents still offer me advice over the phone and I read articles online, sometimes I crave the learning that arises from having an expert sharing guidance while standing in front of you. Thus, when I heard that the Ethics in Governance Forum (“EIG”) at Saint Anselm College had a financial education series, I thought to myself “Ooh…this could be a great resource!”

Michael Rubin (image credit: LinkedIn)

On January 10th, I attended a session by a financial expert (and NH resident) by the name of Michael B. Rubin. The session was called “I Made That Mistake . . . So You Don’t Have To: Financial Life Lessons and Debt Management.” In the span of 90 minutes, he covered a lot. It would be impossible for me to tell you everything I learned, but here are a few tidbits that I wanted to share with you:

  • Do not purchase a house if you don’t plan to stay there at least 5 years.
  • Financing is always negotiable for houses and cars. Securing the lowest interest rate possible WILL save you money, so do your research ahead of time, be brave, and negotiate!
  • One way you can prevent identity fraud is by shredding or trashing junk mail from banks and credit card companies (aka nonchalantly tossing them into your recycle bin IS risky!)

All in all, I was incredibly glad I decided to drive to Manchester to attend his session. If you’re anything like me and you have that proactive desire to stay on top of your finances, then I highly recommend you check him out for yourself. His next (and final) session hosted by the Ethics and Governance Forum is in March. I think you’ll be pleasantly surprised at what you’ll learn… I know I was!

2 Responses to “Dollars and Sense: A Healthy Financial Life Starts With Proper Education”

  1. AnnJanuary 26, 2017 at 10:36 am #

    Errin – We are so glad you were in the audience and learned something from the program. We appreciate your contributions to the conversation!

  2. Michael B. RubinJanuary 28, 2017 at 3:40 am #

    Thank you for attending the last seminar, your thoughtful questions at the time, and sharing the points that most hit home for you above. I hope to see you (and many of your readers) at the capstone course in March.

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